By: Barbara Martindell, Network Administrator, Ambler Savings Bank

Online shopping remains a popular choice and continues to evolve with layaway options and retargeting ads to increase sales. The same is true of scammers’ tactics, preying on innocent shoppers. Cyber-criminals and scammers find creative ways to steal money and personal information from even the most cautious shoppers.

Here are five best practices to remember this season as you shop online.

1. Check your accounts daily for unauthorized purchases.

Frequently check your accounts for unauthorized purchases or withdrawals. Immediately contact your bank if you see anything suspicious.

• Utilize mobile banking alerts to monitor accounts.

With the Ambler Savings Bank mobile app you can set a variety of account alerts and preferences. Types of alerts include account activity, low balance, large withdrawal and many more. You can also deactivate your debit card in the mobile app if it’s been lost or stolen. This gives an extra layer of security and peace of mind. You can read more about alerts on our website here.

• Update your devices and anti-virus software.

Your device security is important to help protect your systems. Make sure all devices are updated to the latest operating system and that your antivirus is current. Run an antivirus scan before you shop.

• Think twice on social media shopping ads.

Social media sites like Facebook and Instagram may have posts or ads that appear to offer great deals and holiday promotions, but they may be scams. Do your due diligence to check the legitimacy of the website before providing your personal credit card or other information. Search reviews from other customers and find the company’s contact info as a good starting point. Check the web address bar for “HTTPS”. The “S” stands for secure. If a deal looks too good to be true, it might be.

• Beware of fake orders and shipping email notifications.

If you get an email notification confirming your order or shipment, but you didn’t place the order, it’s probably a scam. These emails are masquerading as from the retailer, FedEx, UPS, or the post office – but are fake. The email may include a link to review the order or track the package. However, clicking the link could download a virus onto your computer. If you didn’t order the items don’t click the link. If you’re expecting a package, visit the merchant site to receive tracking information, rather than clicking a link in an email.

Read more about how to protect yourself from cybersecurity threats at Ambler Savings Bank

This information is for informational purposes only and is intended to provide general guidance and does not constitute legal, tax, financial or other expert advice. Each person’s circumstances are different and may not apply to the specific information provided. You should seek the advice of an appropriate expert to discuss your specific needs before making any financial or other commitments. Be aware that Wi-Fi and antivirus software often have charges that apply.

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