Ramsey Solutions
Ramsey Solutions is an American personal finance education company founded in 1991 by Dave and Sharon Ramsey. It offers budgeting tools, coaching, courses like Financial Peace University, books, podcasts and live events. It promotes a debt‑free, biblically‑based approach to money management and leadership.
Address: 1011 Reams Fleming Boulevard, Franklin, TN 37064
Phone: (615) 371-8881
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Dave Says: Establish a solid foundation when building wealth
Dear Dave, My husband and I are in our thirties. We have $15,000 in debt spread across student loans, credit…
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Dave Says: Time for fun money?
Dear Dave, I had about $12,000 in debt when my husband and I got married three years ago. Since that time,…
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Dave Says: Live like your income hasn’t changed
Dear Dave, I’ll be graduating from college in December, and I’ll have a job waiting for me that pays $50,000…
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Dave Says: Time to test son’s resolve
Dear Dave, Our son is 27, and he has a good job making $55,000 a year. Recently, we learned he…
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Dave Says: Should you transfer credit card balances to get lower interest rate?
Dear Dave, I’ve got about $3,000 in credit card debt. Would it be a good idea to transfer the balance…
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Dave Says: Why do I need a will if I’m young?
Dear Dave, Why do I need a will if I’m still young and haven’t acquired a lot of wealth? Laura…
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Dave Says: Adjust the emergency fund?
Dear Dave, My husband and I have been married five years, and we’ve decided we want to have children. We’ve…
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Dave Says: Managing marriage money is a ‘we’ thing
Dear Dave, I’ve never hidden debt from my husband, but I do hide money from him on occasion. I don’t…
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Dave Says: What to do if you can’t afford a 15-year mortgage
Dear Dave, Is there ever a time when a 30-year mortgage is better than a 15-year mortgage? [uam_ad id=”54865″] Julie…
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Dave Says: Is now the time for refinance?
Dear Dave, I recently started following your plan, and I’ve looked into refinancing the home I bought five years ago…
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The 5 simple habits of the average millionaire
By Chris Hogan I’m going to come right out and say it: Anyone can become a millionaire in America today.…
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Dave Says: Lost and overwhelmed
Dear Dave, My fiancé and I just started your class, but we’re having trouble getting our beginner emergency fund together.…
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Dave Says: You always need an emergency fund
Dear Dave, I’ll be retiring in the next couple of years. When I leave my job, we will have a…
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Dave Says: Budget billing for utilities?
Dear Dave, I’m just starting my debt-free journey and trying to lay out a budget. What are your thoughts on…
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Dave Says: How to handle travel expenses
Dear Dave, I’m an admissions counselor for a university, and I make $37,000 a year. I spend a lot of…
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Dave Says: Finances before and after the wedding
Dear Dave, I’m getting married this summer, and I’m on Baby Step 4 of your plan. My fiancé is getting…
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