You just never know when Fido is going to need a new addition to his dog house, or when Fluffy might have to go in for a dental emergency, so why not be ready when the time comes a barking, or calling.

Ardent Credit Union introduced a new way for pet owners to deal with unexpected pet expenses by providing access to a line of credit specifically for pet expenses. The Lend-a-Paw Line of Credit covers unforeseen expenses including emergency vet trips and professional training, writes Donna Rovins for dailylocal.com.

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Ardent Credit Union’s vice president Ryan Keene discovered the different options previously available for pet owners had very high interest rates or complicated terms. “We’ve had a number of members ask about refinancing the high interest rate loans they had to pay for a pet’s surgery,” Keene said in an emailed response to questions.

With the Lend-a-Paw Line of Credit, funds are accessed with a debit card and have fixed interest rates, a better option for many American pet owners. “Ardent Credit Union’s Lend-a-Paw Line of Credit is a great example of how our loans work to meet the needs of our members and community,” said President and CEO of Ardent Credit Union Rob Werner, in a press release.

Pet owners can go to ArdentLendaPaw.com to apply and once approved can receive up to a $5,000 line of credit. Other ways to apply are over the phone or at any Ardent Credit Union location.

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