Wells Fargo said Tuesday that it has added hardware to 40 percent of its ATMs with “tap and pay” technology that relies on customers using smartphones, mobile wallet and their PIN, writes Mark Calvey for the San Francisco Business Times.

The San Francisco-based bank plans to upgrade all 13,000 of its ATMs with the near-field communication technology by 2019.

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Earlier this year, Wells debuted a feature that allows customers to access any of its ATMs without a physical debit card by generating a one-time access code. That service has already seen customers use such access codes three million times since the service debuted in March.

“Card-free ATM use will take another leap as we introduce NFC functionality,” said Jonathan Velline, head of strategy and administration for Wells Fargo’scommunity bank group.

Wells Fargo (NYSE: WFC) customers using the tap-and-pay technology simply sign into their mobile wallet, whether it’s Wells Fargo Wallet, Apple Pay or a similiar service. They hold their phone or wearable device to the NFC-enabled ATM and enter their PIN.

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